Let me make it clear about Guidance papers

Let me make it clear about Guidance papers

To print an index that is complete the topic case associated with Department’s currently applicable Administrative regulations and Guidance Documents, click the link for the PDF variation.

FINANCE INSTITUTIONS STATEMENTS OF POLICY

  1. Powers of a State BankSets forth the powers of the bank that is state-chartered defines products a state-chartered bank may provide.
  2. Loan manufacturing workplaces in NebraskaPertains to loan manufacturing workplaces in Nebraska and includes explanations of the different regions of interest.
  3. Charge card Banking institutions in NebraskaContains a listing of concerns and responses credit that is regarding banking institutions in Nebraska.
  4. Bank and Bank Branch Naming PolicySets forth policies regarding the usage and approval for the chartered title of the bank, the names of all of the bank workplaces utilized inside the State of Nebraska, while the laws and regulations prohibiting the employment of confusingly comparable names by bank offices within the exact same community or county.
  5. re Payment of costs to an Insider of a BankCovers the problems surrounding the re re payment of charges up to a bank insider.
  6. Formal and Informal Administrative ActionsDescribes formal and casual action that is administrative, including corrective action procedures, while they relate genuinely to bank assessment results.
  7. Capital ComputationDefines just just exactly what “primary money” is, for purposes of computing capital at a state-chartered bank.
  8. Violations of Banking StatutesBriefly defines the way the Department reacts to civil and unlawful banking statute violations.
  9. Loan LimitsSets forth policies about the maximum quantity a bank may loan to a person.
  10. Livestock LoansSets forth policies rules that are regarding limitations regarding loans guaranteed by livestock.
  11. Inclusion of Nonledger Assets in Total Amount Loaned Under State Lending LimitsPertains towards the remedy for ledger and nonledger assets when you look at the exact same credit line.
  12. Participation LoansSets forth policies concerning the purchase and renewal of involvement loans.
  13. Lending Limits Where Bank’s Capital DeclinesDiscusses limits that are lending a bank that experiences a decrease in bank money and includes examples for further clarification.
  14. Other genuine EstateContains policies regarding a bank’s acquisition of other real-estate.
  15. Standard bank Bond CoverageContains policies regarding standard bank relationship protection as needed because of the Nebraska Banking Act.
  16. Disclosure of Information to Bonding CompaniesCovers the kinds of disclosures of data that may or can’t be made to bonding businesses.
  17. Outside Auditors and privacy of exams along with other MaterialsSets forth policies that assist external auditors of the standard bank with the coordination and interaction of data with examiners.
  18. Reaction Program/Notification Unauthorized Access to Customer InformationContains policies for finance institutions in connection with utilization of a reply system in case of an information safety breach and establishes the necessity to inform the Department of a information protection breach.

FINANCE INSTITUTIONS MISCELLANEOUS GUIDANCE PAPERS

  1. Community Development Investments: A Banker’s Guide BrochureA pamphlet for bankers containing information that is general community development opportunities.
  2. Financial Institution Directors: Duties & Responsibilities ManualA manual meant to assist people in the board of directors of a institution that is financial betterunderstand their duties and obligations.
  3. Executive Officer’s FAQAnswers typical concerns concerning the certification of bank administrator officers.

MORTGAGE BANKING INTERPRETATIVE VIEWS

MORTGAGE BANKING MISCELLANEOUS GUIDANCE PAPERS

  1. Conference of State Bank Supervisors—Guidance on Nontraditional Mortgage Product RisksDiscusses lender’s obligations concerning nontraditional home loans.
  2. Illustrations of Consumer informative data on Nontraditional Mortgage ProductsProvides examples to aid mortgage bankers and real estate loan originators to comprehend the guidance also to satisfy their responsibilities concerning nontraditional home mortgages.
  3. Conference of State Bank Supervisors—Statement on Subprime Mortgage LendingDiscusses lender’s responsibilities subprime that is concerning loans.
  4. Home loan Originator License repair, Renewal, and Surrender FAQsAnswers typical concerns concerning upkeep, renewal, and surrender of home loan originator licenses.
  5. Home mortgage Originator License Application Process FAQsAnswers questions that are common the applying procedure for real estate loan originator licenses.
  6. General Licensing usually Asked QuestionsAnswers common concerns mortgage that is concerning originators and certification.
  7. Home loan Banker and MLO Help With Temporary Branch Relocations
  8. Temporary Branch Relocation Form

INSTALLMENT LOAN MISCELLANEOUS GUIDANCE PAPERS

  1. Installment application for the loan General Hearing QuestionsContains commonly asked hearing concerns and subjects for https://autotitleloanstore.com Installment Loan License Application hearings.
  2. Installment Loan Licensing FAQsA variety of commonly expected concerns and responses about the Nebraska Installment Loan Act.

DELAYED DEPOSIT SOLUTIONS INTERPRETATIVE VIEWS

  1. Determining optimum Service Fee that will Be Charged By Delayed Deposit LicenseesDiscusses the strategy for determining the utmost costs which get to be charged by delayed deposit services organizations.
  2. Concept of “Maker”Discusses what’s needed for the work as they relate to jointly owned lender records.
  3. Concept of “Check”; Presentment; Penalty Charges; PrepaymentDiscusses the demands regarding the Act linked to depositing checks, authorizations to electronically debit accounts, notices to clients, prepayments, plus the penalty fees that could be charged for checks came back funds that are nonsufficient.
  4. Way of PaymentDiscusses the Act’s prohibition of asking a person extra costs or fees whenever spending the arises from a deposit that is delayed deal.
  5. Holding of ChecksDiscusses certain requirements associated with behave as they relate to presenting checks and also the thirty-four time period that is holding.
  6. Assortment of Returned Checks; Partial Collection PaymentsDiscusses the collection means of checks came back for nonsufficient funds, such as the usage of ACH and number of partial products, allowable costs, and needed customer notices.
  7. Collection Things; Documentation RequiredDiscusses the records which needs to be retained by licensees relating to collection efforts on checks came back for nonsufficient funds.
  8. Utilization of the Terms “Loan” and loan”Discusses that are“Payday conditions under which delayed deposit services licensees might use the terms “loans” and “payday loans” to explain their company in advertising.
  9. Extensive re re re re Payment PlanDiscusses certain requirements for the Act associated with Extensive repayment Plans (“EPP”), including amendment associated with the delayed deposit contract, regards to an EPP, and prepayment of an EPP.
  10. Rescission; RedemptionDiscusses a maker’s directly to rescind a deposit that is delayed, a maker’s directly to redeem a delayed deposit transaction, and a maker’s straight to rescind an authorization for electronic re re payment.
  11. Army Personnel, Spouses and DependentsDiscusses restrictions regarding delayed deposit deals offered to military workers, their partners, and dependents underneath the Act and also the federal Military Lending Act of 2006.

DELAYED DEPOSIT SERVICES MISCELLANEOUS GUIDANCE PAPERS

Let me make it clear about Guidance papers

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